Are your Personal Finances covered if you get Injured or Sick?
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Income protection insurance is designed for those self employed or running a small business and who rely heavily on their ability to work to generate an income. Having the right cover in place replaces the income lost through your inability to work due to injury, illness or sickness.

  • Protect your personal cashflow
  • Ongoing income whilst you recover
  • Premiums can be tax deductible

Get a quote from an income protection specialist

Protect your Income with Income Protection Insurance Get a Quote

If you are self employed and unable to work due to illness or sickness, you will potentially have no income.

By having income protection insurance in place should that day come, your income continues whilst you recover.

Income Protection is sometimes overlooked, or under insured, by many people who are self employed. Your income is one of your most important assets and it should be protected against sickness or illness which could exist for many weeks or months.

There are many possible variations within the policy and it makes sense to choose the options. Speak with our insurance specialist to find the right solution.

Income Protection Insurance will protect you from financial hardship Get a Quote

If you are injured or become ill, income protection insurance can act as a safety net by providing a steady source of cash equalling up to 75% of the income generated by your business due to your personal endeavour, less your share of expenses.

The regular benefits you receive through your income protection insurance can be used to pay your mortgage, living expenses, and even some of your medical costs that may not be covered by health insurance.

Income protection insurance can help you meet your financial obligations until you are able to return to work, helping reduce the stress during your recovery period.

Income Protection Insurance is a safety net Get a Quote

Income Protection Insurance provides a regular payment that will enable you to:

  • Pay your mortgage or weekly rent
  • Support the ongoing household expenses
  • Provide for ongoing children’s education
  • Maintain your assets & investments
  • Cover additional medical costs
  • Continue to save for the future


Income Insurance is a regular payment to protect your family lifestyle Get a Quote

John is a 37-year old self employed carpenter married with a young daughter. His partner remains at home caring for their daughter. John's annual income is $80,000 after expenses.

During a weekday football training session John suffered an anterior cruciate ligament injury. This injury resulted in surgery and a 10 week recovery period during which John was unable to work. Where his health insurance covered most of his medical costs he earned no income during this period.

Thankfully the income protection insurance John had in place covered 75% of his after expenses earnings, with only a 30 day waiting period for the first payment of $1,153 which he received in weekly installments.

John Get a Quote

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About MultiCover

MultiCover is a free service designed to provide you with easy access to a range of financial service specialists that cover the important things in life, Family, Work and Play. Simply choose and select from a range of options.

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