Financial Protection for your Family - find out why
It sometimes takes a serious illness, sickness or injury to realise how important you are to yourself and your family’s security. A simple illness, or something more major like a heart attack could mean a sudden financial strain. The loss of income due to your inability to work, compounded by mounting medical expenses, can have a significant impact on your family.
Income Protection Insurance helps cover the family’s living costs, whilst Trauma Insurance helps with recovery and support costs following a serious sickness. TPD Insurance can provide the financial assistance necessary to support you if you become permanently disabled and unable to work. Health Insurance will help manage the financial impact of unbudgeted medical expenses.Get a Quote
Accidents aren’t something you plan on, but they should be something you plan for. When an accident prevents you from returning to work right away, how will you and your family manage without your income? What if an accident causes permanent disability that prevents you from ever returning to work?
Income Protection Insurance pays up to 75% of your income for a set period while you recover and Health Insurance helps you and your family pay for unbudgeted medical expenses. TPD Insurance provides the financial security you need to pay long term medical and disability-related costs, and can cover ordinary expenses like your mortgage and household bills in the event that you can never return to work.Get a Quote
Have you considered what your future would be if you were to suddenly become permanently disabled? How would your family cope financially? Would your mortgage get paid, and would your financial obligations be met if you were unable to ever return to work? Most important, what would happen to the quality of life you have built for yourself and your family?
With TPD Insurance, your long term financial commitments can be covered, as can medical and rehabilitative expenses that stem from your injuries, through to normal retirement age. Health Insurance would help you and your family keep up with unbudgeted medical expenses, alleviating the added stress of financial worry that often accompanies major medical events.Get a Quote
There is a growing trend in Autralia towards buying both Life Insurance and Funeral Insurance because they they are now simple and low cost forms of financial protection. Having sufficient Life Insurance can provide that essential support for your family if you become terminally ill, or if you pass away.
Life Insurance pays a lump sum to your family if you are diagnosed with a terminal illness or their loss of you. It protects your family from financial hardship by providing cash to pay down debts and pay for general living expenses. Funeral Insurance helps ensure your funeral service expenses are taken care of and helps with other related expenses so your family will have the financial support they need.Get a Quote
Whether your partner works or stays home to care for the children and household, he or she is an important contributor in your family’s lives. Should your partner become sick or seriously injured, how will it affect your family? Medical expenses soon mount, and your partner’s inability to contribute to the family as usual will quickly take a toll.
If your partner works, Income Protection Insurance helps cover the family’s living costs, whilst Trauma Insurance helps with recovery and support costs following a serious sickness. TPD Insurance can provide the financial assistance necessary if your partner becomes permanently disabled. Health Insurance will help manage the financial impact of unbudgeted medical expenses should the unexpected happen.Get a Quote
Every day, people have accidents or become seriously ill. If your spouse or partner were suddenly incapacitated due to illness or injury, would your family be able to continue without his or her contribution, whether it’s wages or household management? Being unprepared when a spouse or partner is incapacitated can be disastrous for the entire family.
Income Protection Insurance pays up to 75% of his or her income during recovery. TPD Insurance provides the financial security you need to pay long term medical and disability-related costs, and cover ordinary expenses like your mortgage and household bills in the event that you can never return to work. Health Insurance helps pay for unbudgeted medical expenses which can add up quicklyGet a Quote
Your spouse or partner is key to your family’s health and happiness. Whether he or she works, or stays home to care for the family and household, it’s good to have a partner who is equally invested in the care of your family and home. Now consider what would happen if your partner became permanently disabled due an accident or illness. Would you be able to maintain the lifestyle you built together?
If he or she is permanently disabled, TPD Insurance provides financial security, paying long term medical and disability-related costs and covering ordinary expenses like your mortgage and household bills. Health Insurance helps pay for unbudgeted medical expenses that pile up quickly as your partner receives hospital and rehabilitative care.Get a Quote
It’s not a subject anyone likes to discuss, but both Life Insurance and Funeral Insurance are important to have in place, not just for you but for your spouse or partner as well. If your partner were to be diagnosed with a terminal illness or pass away, Life Insurance would provide a lump sum payment which can be used to pay debts and living expenses during this difficult time and provide ongoing assistance.
Life Insurance and Funeral Insurance can help you avoid the financial pressures that often arise during this time, allowing your family to focus on healing. Funeral Insurance can provide you and your family with the financial assistance you need for a proper service and ceremony that can be comforting to your whole family. Losing someone close to you is difficult enough.Get a Quote
As parent have you ever considered the impact on your children if you became seriously sick or suffered a medical emergency. Your inability to work creates huge financial stress. When a parent falls victim to accident or illness, the financial, medical, and emotional ramifications can be life shattering.
A comprehensive Health Insurance plan that covers your children can help with medical expenses and treatments that your children may not have access to otherwise. TPD Insurance for parents provides financial backup for expenses associated with permanent disability. Income Protection Insurance can pay up to 75% of a parent’s wages whilst you are unable to work and need to care for your children.Get a Quote
When a parent has an accident, their children are inevitably affected. During this time all family members are under enormous personal and financial stress. As unbudgeted medical expenses mount quickly the stress can become overwhelming. Still, many families are unprepared for a medical disaster when one strikes.
Health Insurance can provide the best medical care available including treatments not covered under Medicare. TPD Insurance offers financial security and access to long-term medical treatment and equipment, should a parent’s severe injury result in disability. Income Protection Insurance will ensure your child’s education and living costs are well supported whilst a parent can't work.Get a Quote
No one likes to think about being permanently disabled due to illness or injury, but the truth is when tragedy strikes, planning ahead can mean better care for your children and less financial strain to the family. Any serious disability doesn’t have to mean a lifetime of despair. Planning ahead can provide the best medical care and the best possible prognosis for the future.
TPD Insurance offers access to long-term medical treatment and rehabilitative equipment, should a severe injury or illness result in permanent disability to you as a parent. When your children are covered by a comprehensive Health Insurance policy, unbudgeted medical expenses and treatment are covered, and you children have access to more treatment and rehabilitative options.Get a Quote
Having a Life Insurance policy for you and your spouse can provide future financial security for your children. They have a future of their own and in the event the unthinkable happens to you or your spouse, the appropriate Life Insurance policy will help them achieve their goals.
Life Insurance can cover your children’s education costs, assist other family members who care for your children and give them a positive start to their future. Funeral Insurance will assist your children and family financially with the ceremony costs and can add some level of comfort to family if the unthinkable should happen.
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