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Why have Total and Permanent Disability (TPD) Insurance?

Although there is some overlap between trauma insurance and TPD, the claim that trauma coverage makes TPD unnecessary can easily be disproven, and the reasons why rest in the actual function of the TPD insurance policy. It is important to bear in mind that anyone can find themselves permanently disabled due to illness or injury,

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The Importance of Having Critical Illness (Trauma) Insurance

Although nobody likes to think about serious illness or injury, much less plan for it, the truth is that Australians are being diagnosed with cancer at increasing rates each year, in addition to increased incidents of heart disease and stroke. Medical science has become so sophisticated in recent years that most people survive serious health

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Life Insurance and Superannuation

A majority of Australians depend on their superannuation fund to meet their life insurance needs, and fewer are purchasing stand-alone life insurance policies. Although an obvious majority of Australians believe their superannuation life insurance coverage is enough, others who may not believe it’s enough may still be sticking with it anyway because they fear purchasing

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